Saturday, January 24, 2009

CompareTheMeerkat.com – It’s Not For Car Insurance

alexsandr orlov founder of comparethemeerkat.comAleksandr Orlov, founder of comparethemeerkat.com, is urging people not to use his site when shopping around for cheaper car insurance.

It seems that people looking to compare car insurance quotes are confusing comparethemeerkat.com with the similarly named comparethemarket.com, one of the UK’s leading car insurance comparison sites.

The problem has escalated to such extreme levels that Aleksandr has decided to launch a TV advertising campaign to educate the masses and clear up the confusion once and for all.

The message is clear, comparethemeerkat.com won’t help you find cheaper car insurance but if you’re looking to compare meerkats than Aleksandr is more than happy for you to stop by.

This ingenious piece of marketing is really taking off with Aleksandr proving a real hit on facebook, youtube and twitter.

If you’re considering using comparethemarket.com to search for a car insurance quote be sure to check out our review of their site. As for comparing meerkats, we’ll leave you in the dependable hands of Aleksandr.

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Monday, December 1, 2008

Car Insurence, Car Insureance, Car Insurace & Other Common Misspellings

bump roadside misspelt bmupShopping for your car insurance online can be a great way to save time and money. However, if you decide to start the process by visiting a search engine take the time to enter your search query correctly.

Misspelling your search query can affect the quality of the sites returned in your results. Here are the top ten most common misspellings made by people searching for car insurance:

Car insurence

Car insureance

Car insurace

Car insurnace

Car insuranc

Car insurnce

Car insurane

Car isurance

Car incurance

Car insuarance

While Google and other search engines work to return the most relevant results following a misspelt entry they are not infallible. So if you want to look for your new policy via a search engine then type carefully, or just click this link car insurance.

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Tuesday, November 18, 2008

What To Do If Your Car Insurance Claim Is Rejected

rejected stampRecently we covered how motorists can best deal with the situation of making a car insurance claim. But what if your insurer rejects the claim, what should you do then?

It is not uncommon for insurance companies to either reject a motor insurance claim or reduce the payments they make.

There are several factors that can trigger such as event:
  • Your insurer may come to the conclusion that you were largely (or even entirely) at fault if your claim is related to a theft from the vehicle or of the vehicle itself
  • Your car insurance policy may contain a clause witch invalidates the claim
  • It is decided the claim should be settled under another policy such as your home contents insurance (particularly in the case of theft from the vehicle)
  • You provided information that was untruthful or inaccurate
  • You are unable to provide receipts to backup claims of theft of items from your vehicle
  • The book price of the car is considerably less than the money you've invested in restoration or enhancements
With any insurance policy your insurer will expect you to disclose any information that could be of importance to them. You are obliged to do this even if the details are not requested; this is known as “utmost good faith”.

Insurance companies often use this extremely wooly approach to sharing information to justify rejecting or downscaling claims. Should this situation arise with your car insurance claim there are some important points to remember:
  • The small print of your policy carries a lot of weight; study it thoroughly before, during and after your claim (and ideally before taking out a policy in the first place)
  • Keeping accurate records of conversations and correspondence along with receipts can make a huge difference in backing up your claim as well as the eventual success of your claim
  • The payout figure announced by your insurance company is not set in stone. Rather than just accept the amount on offer you are perfectly entitled to question the payout and put forward you case for why it should be increased
If after all that you still disagree with your insurers decision to reject your claim or the payout level awarded your next step should be to contact the Financial Ombudsman Service.

The FOS acts as an independent arbitrator to resolve conflicts between insurance companies and customers, they deal with thousands of complaints every year.

The first step in complaining to the FOS is to confirm your car insurance claim has been dealt with in full by your insurance company. You can raise your complaint with the FOS once your insurer has provided a letter or final response to your complaint or has failed to do so within eight weeks.

If you need the assistance of the Finance Ombudsman Service to help with your car insurance claim visit their website http://www.financial-ombudsman.org.uk/

Delays in resolving a car insurance claim can lead to massive disruption in people’s lives. Hopefully this post will help make your next claim run more smoothly. We all need help from time-to-time so please don’t be discouraged from contacting the FOS for support with your claim.

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